generational wealth2

Seven Baby Steps

Put $1000 in a beginner emergency fund.

Pay off all debt using the debt snowball.

Put 3 - 6 months of expenses into savings as a full emergency fund.

Invest 15% of your household income into Roth IRAs and tax-favored retirement plans.

Begin college funding for your kids

Pay off your home early.

Build wealth and give.

 

baby steps

Calculators and Tools

Quicken, YNAB, Every Dollar

Debt Snowball - Fill in this form to list your debt

Mortgage calculator -  How much home can you afford?, How soon can you pay off your mortgage? Use this calculator to find out

Investment Calculator - See how your monthly investment can grow

Other resources:

Nerdwallet, Clark HowardDave Ramsey,White Coat Investor, Afford Anything, and Mister Money Mustache.




blackwealth pledge